18+ yrsInternational banking & wealth expertise
UAE + offshorePrivate banking & investment options
End‑to‑endLegal, purchase & post-investment support
Non‑residentsWelcome — invest without UAE residency
Banking & Investments

What the advisory covers

01

Banking & Wealth Management Advisory

  • Private banking setup in the UAE
  • Offshore investment options
  • Tax optimisation strategies
  • Retirement & estate planning
02

Real Estate Investment Consulting

  • High-yield Dubai property opportunities
  • Due diligence & ROI analysis
  • End-to-end legal & purchase support
  • Rental and resale strategy
Sanjit Banerjee

“Real estate is just one part of the broader wealth strategy — never the only goal.”

Sanjit BanerjeeManaging Director, SMS Realty & SMS Consulting
Why Dubai

What You Keep: UAE vs India vs UK/US

MetricUAE (Dubai)India (Domestic)UK / US Hubs
Personal Capital Gains Tax 0% (Exempt)12.5% – 20%20% – 28%
Residential Rental Income Tax 0% (Exempt)30% Slab (Less 30% std)40% – 45%
Inheritance / Estate Duty 0% (With DIFC Will)0% (Complex Probate)40% above threshold
Currency Volatility Exposure Zero (Fixed USD Peg: 3.6725)Subject to INR DepreciationVariable Forex Fluctuations
10-Year Family Residency Included (AED 2.0M Property)Citizenship/OCI requiredTier-1 Investor High Hurdles
Net Retained Wealth Simulator
Simulated Annual Investment Profit:$250,000 USD
UAE (0% Personal Tax Drag):$250,000
India Retained (Post-Tax):$200,000
UK/US Retained (Post-Tax):$155,000
Estimated Annual Capital Saved via Dubai Structure:
+$50,000 USD vs domestic INR taxes.
Frequently asked

Banking & Investments: your questions answered

Don't see your question? Ask Sanjit directly — he replies personally.

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What is included in your investment advisory service?

A personalised combination of banking consultation, real estate investment strategy and wealth planning tailored specifically for high-net-worth individuals. This includes private banking setup, portfolio structuring, Dubai property guidance, legal assistance and post-investment support.

Do you offer end-to-end support for real estate investments in Dubai?

Yes. I oversee your entire real estate investment lifecycle — from finding high-performing properties and performing due diligence, to handling paperwork and post-purchase strategy such as rental management, resale and portfolio optimisation.

Can I invest in Dubai real estate without being a UAE resident?

Yes. Dubai allows non-residents to invest in freehold properties in designated areas. I guide you through the legal process, recommend eligible projects, and handle the necessary compliance and documentation.

Do you help with setting up private banking in Dubai?

Absolutely. I introduce you to reputable private banking partners, help structure your accounts for tax efficiency and asset protection, and guide you through eligibility, documentation and account setup.

What sets you apart from typical agents or brokers in Dubai?

Unlike agents who push property sales, I take a consultative, strategy-first approach. Your wealth goals, risk appetite and long-term plans come first — real estate is one part of the broader wealth strategy, not the only goal.

Thirty Minutes, No Obligation

One honest conversation about where you stand — and where you could.

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+971 52 929 4734·Dubai, UAE·Strictly confidential